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Snowball Terms and Conditions

Privacy and Security Policy

This privacy policy sets forth how personal information is collected and used, that is provided on Internet Web site located at SaveTheSnowball.com and the associated mobile application known as “Snowball” as owned and operated by Snowball Financial (d/b/a Snowball). Both usage of SaveTheSnowball.com and the application Snowball for the purpose of this policy will be referred to as “Snowball” By using Snowball you agree to be bound by the terms and conditions of this Agreement and Snowball Privacy and Security Policy, this policy may change from time to time

Snowball is committed to maintaining security of any personal information about our users. This Privacy & Security Policy explains how we protect personal information provided through Snowball and how we use that information in connection with our service. Your name and email address are examples of “Personal information”.

We continually evaluate our privacy policy and adapt it where necessary to deal with changes to Snowball

Personal Information Collected

We collect the following personal information from you

  • Contact Information such as name and email address
  • Billing Information such as credit card number and institution name
  • Financial Information such as bank or brokerage account numbers
  • Unique Identifiers such as user name, account number, password
  • Demographic information – age, education, gender, interests, zip code.
  • Information about your device and operating system

 

3rd Party APIs

Snowball uses Plaid Technologies, Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant Snowball and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy .

Authorization for Payment

By adding a funding account, you authorize Snowball to electronically debit your account and, if necessary, electronically credit your account to correct erroneous debits. You authorize Snowball to debit your account each time it reaches the spare change threshold and for the monthly fee of $1.99.

Non Sufficient Funds (NSF) will result in an NSF fee of $5.00 per occurrence.

Referral Bonus

To receive a referral contribution, sender & receiver accounts must have valid monitoring and funding sources for 3 months, with minimum Spar Change Debt Contributions of $10/month. Also must be free from any NSF events

The spare change threshold will fluctuate depending on the amount of transactions taken place throughout the day, typically $4.95

ACH debits will show up on your bank statement as “Snowball Financial”

Information Sharing

Snowball uses and discloses your personal information only as follows:

  • to analyze site usage and improve the Service;
  • to deliver to you any administrative notices and communications relevant to your use of the Service;
  • to fulfill your requests for certain products and services;
  • for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity;
  • to third-party contractors that provide services to Snowball and are bound by these same privacy restrictions;
  • to enforce Snowball’s Terms of Use; and as otherwise set forth in this Privacy and Security Policy.

 

Sharing Snowball with a friend would disclose your name and email address to the party you are sharing Snowball with

We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

 

User Access and Choice

If the personal information on file for you changes, or if you no longer desire our service, you may send an email to admin@savethesnowball.com from the email address you registered

We will retain and use your information as necessary to comply with our legal and/or regulatory obligations, resolve disputes, and enforce our agreements.

You can at your choosing subscribe to updates by Snowball, you must provide your email address. You can opt out of our newsletter at any time by clicking the link included in every email “unsubscribe”

Cookies / Tracking Technologies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use both session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory.

You can reject cookies

The use of cookies by our partners, affiliates, tracking utility company, service providers is not covered by our privacy statement. We do not have access or control over these cookies. Our partners, affiliates, tracking utility company, service providers use session ID cookies to make it easier for you to navigate our site.

We utilize Facebook pixel and Google analytics to track website traffic and conversions

We use a third party API called Plaid to access your banking information with your online banking login. We don’t store any of your bank login information on our servers. Any information regarding linking your account via Plaid, such as login information, transaction information, and balance information is covered under Plaid’s Privacy Policy.

 

Security

The security of your personal information is important to us. When you enter sensitive information on our forms, we encrypt the transmission of that information using secure socket layer technology (SSL).

We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission is 100% secure over the internet. Absolute security is not guaranteed. We will provide more information about security if need. Email admin@savethesnowball.com

Changes to this Policy

All changes to this policy will be emailed to the email address of your account

Contact Us

We urge you to contact us at admin@savethesnowball.com with any further questions about this Privacy Policy