Snowball Terms and Conditions
Privacy and Security Policy
Snowball is committed to maintaining security of any personal information about our users. This Privacy & Security Policy explains how we protect personal information provided through Snowball and how we use that information in connection with our service. Your name and email address are examples of “Personal information”.
Personal Information Collected
We collect the following personal information from you
- Contact Information such as name and email address
- Billing Information such as credit card number and institution name
- Financial Information such as bank or brokerage account numbers
- Unique Identifiers such as user name, account number, password
- Demographic information – age, education, gender, interests, zip code.
- Information about your device and operating system
3rd Party APIs
Authorization for Payment
By adding a funding account, you authorize Snowball to electronically debit your account and, if necessary, electronically credit your account to correct erroneous debits. You authorize Snowball to debit your account each time it reaches the spare change threshold and for the monthly fee of $1.99.
Non Sufficient Funds (NSF) will result in an NSF fee of $5.00 per occurrence.
To receive a referral contribution, sender & receiver accounts must have valid monitoring and funding sources for 3 months, with minimum Spar Change Debt Contributions of $10/month. Also must be free from any NSF events
The spare change threshold will fluctuate depending on the amount of transactions taken place throughout the day, typically $4.95
ACH debits will show up on your bank statement as “Snowball Financial”
Snowball uses and discloses your personal information only as follows:
- to analyze site usage and improve the Service;
- to deliver to you any administrative notices and communications relevant to your use of the Service;
- to fulfill your requests for certain products and services;
- for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity;
- to third-party contractors that provide services to Snowball and are bound by these same privacy restrictions;
Sharing Snowball with a friend would disclose your name and email address to the party you are sharing Snowball with
We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
User Access and Choice
If the personal information on file for you changes, or if you no longer desire our service, you may send an email to firstname.lastname@example.org from the email address you registered
We will retain and use your information as necessary to comply with our legal and/or regulatory obligations, resolve disputes, and enforce our agreements.
You can at your choosing subscribe to updates by Snowball, you must provide your email address. You can opt out of our newsletter at any time by clicking the link included in every email “unsubscribe”
Cookies / Tracking Technologies
We use both session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory.
You can reject cookies
We utilize Facebook pixel and Google analytics to track website traffic and conversions
The security of your personal information is important to us. When you enter sensitive information on our forms, we encrypt the transmission of that information using secure socket layer technology (SSL).
We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission is 100% secure over the internet. Absolute security is not guaranteed. We will provide more information about security if need. Email email@example.com
Changes to this Policy
All changes to this policy will be emailed to the email address of your account