Dave Ramsey – Pay off all the debt
Dave Ramsey discusses his 2nd step to financial freedom… Paying off all debt but the mortgage. Sometimes it’s difficult to make a large extra payment toward credit cards every month. Snowball reduces the need to budget this extra payment by sending small amounts to your credit card company every few days. A maximum monthly dollar amount can be set. It’s like buying a cup of coffee every day, you don’t need to budget for it.